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Serving Sacramento Roseville Rocklin and all of California Imperial Mortgage Services Loan Modification Specialists Ask The Experts. Just Select Loan Type---->
Call Our Loan Modification Specialist at 1-800-528-8134
Choose "The Right Real Estate Agent" Imperial Home Realty
Use one of our simple loan application options to 
Find the Perfect Solution to Fit Your Needs
Principal Reduction
In today's market, we can convince the lender of first lien holders to lower the principle amount to the present market value. (ex: a homeowner owes $600,000 on first but the appraised value is $500,000. We can convince the lender to lower the loan amount to $500,000.) That is a $100,000 reduction in principle for the client
Deed in Lieu of Foreclosure
Under many conditions lenders will accept the property back from the borrower as full payment in order to save the time and expense of going through the foreclosure process. Our job is to convince the lender it's in their best interest to accept the property as payment in full. Note: A deed in lieu will also prevent the lender from filing a 1099 on their loss which is regular income to the borrower.
Property Types
Primary homes, investment homes and second homes can qualify for loan modifications. It does not matter what your credit score is. It does not matter how high your loan balance is. What does matter is your total picture on your housing. We are experts at evaluating your housing picture and helping you qualify for lower payments with your current lender.
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